Karen Van Ness October 23, 2025
Cash Flow vs. Appreciation: Where to put your capital in the 2026 market.
San Diego is not a single market; it is a collection of micro-strategies. The neighborhood that offers the highest short-term rental yields (Mission Beach) is completely different from the neighborhood offering the highest long-term stability (Carmel Valley). What is your portfolio goal?
San Diego's STRO (Short-Term Rental Ordinance) has capped licenses, making "Tier 3" and "Tier 4" zones the gold standard for investors. Specifically, Mission Beach allows for unlimited short-term rentals, making it the highest cash-flow opportunity in the county.
View Mission Beach Multi-Family →
For investors willing to accept lower immediate cash flow in exchange for massive equity growth, look to the neighborhoods bordering downtown and Balboa Park. As the city density increases, these areas are seeing the fastest price-per-square-foot growth.
View Golden Hill Opportunities →
If your goal is wealth preservation and hassle-free tenants, the suburban school districts are unbeatable. These homes attract long-term corporate renters (Qualcomm/Biotech employees) who stay for years, not days.
Don't guess on Cap Rates. Karen Van Ness provides detailed rental projections and STRO license verification for investors.
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Elevate your real estate journey with Karen, a passionate industry veteran with 43 years of expertise. Whether you're looking for a home, considering an investment, or navigating the complexities of raw land development, Karen's expertise is your key to success.