Living in San Diego, CA

Karen Van Ness October 25, 2025


San Diego, CA, is known for its consistent weather, coastal access, and well-planned neighborhoods. For those considering relocating, the city offers a stable economy, a mix of urban and suburban environments, and access to both public and private amenities. Understanding daily life and what to expect from the housing market is key when considering a move. This article explores the fundamentals of living in San Diego, CA, and provides insights into the San Diego real estate landscape.

Employment and Economy

San Diego has a diverse economy with major industries in defense, biotechnology, telecommunications, and tourism. Large employers include the U.S. Navy, Qualcomm, UC San Diego, and Sharp HealthCare. Additionally, San Diego’s proximity to the U.S.-Mexico border supports a range of international business opportunities.

The job market in San Diego remains relatively competitive, with above-average wages in certain sectors such as software development, engineering, and healthcare. Many professionals find San Diego attractive for its balance of career opportunities and lifestyle.

Education Options

San Diego has public and private educational options for students at all levels. The San Diego Unified School District is one of the largest in California, serving a diverse student population across dozens of campuses. Charter and magnet schools also provide alternative public school choices.

The city is home to respected institutions for higher education, such as the University of California, San Diego (UCSD), San Diego State University (SDSU), and the University of San Diego (USD). These schools contribute to the local economy and provide a skilled labor force for local industries.

Transportation and Commuting

Public transportation is available through the San Diego Metropolitan Transit System (MTS), which includes buses and trolleys that serve the greater San Diego area. However, many residents rely on personal vehicles for commuting due to the spread-out nature of the city and limited public transit coverage in suburban areas.

Interstate 5, Interstate 8, and Highway 163 are major routes that connect neighborhoods and suburbs. Traffic congestion can be an issue during peak commute hours, particularly in and around downtown, Mission Valley, and La Jolla.

Neighborhood Diversity

San Diego’s neighborhoods each offer different living experiences. Downtown San Diego appeals to professionals who enjoy an urban lifestyle with walkable access to restaurants, retail, and entertainment. Areas like North Park and Hillcrest offer a mix of historic homes and modern apartments, popular among young professionals and artists.

For families, neighborhoods such as Carmel Valley, Del Mar Heights, and Rancho Bernardo provide quieter environments, larger properties, and access to top-rated schools. Coastal communities like La Jolla and Pacific Beach offer beach access but tend to carry higher price tags.

Outdoor Activities and Recreation

One of the primary attractions of living in San Diego, CA, is the access to outdoor activities year-round. With over 70 miles of coastline, residents enjoy surfing, swimming, and paddleboarding. Inland, options include hiking in Mission Trails Regional Park or biking along the many dedicated trails.

Balboa Park, located near downtown, is a central hub for recreation and culture. It includes museums, walking trails, gardens, and the San Diego Zoo. The city also supports numerous sports leagues and hosts events such as the annual Rock ‘n’ Roll Marathon and Comic-Con International.

Housing Market Overview

San Diego, CA real estate is known for its relatively high prices, which reflect demand and limited inventory. The median home price is above the national average, with costs varying widely by neighborhood. For example, a home in La Jolla will typically cost more than one in El Cajon or Clairemont.

Condos and townhomes are more affordable alternatives, especially for first-time buyers or those seeking to live closer to the urban core. Rental prices are also higher than average, making homeownership an appealing long-term investment for many.

Buyers should be prepared for a competitive market, particularly in high-demand areas. It’s common for well-priced homes to receive multiple offers. Working with an experienced real estate agent is often key to navigating this landscape effectively.

Cost of Living

The cost of living in San Diego is above the national average, driven primarily by housing costs. Other factors include transportation, utilities, and groceries. While salaries in some industries offset these costs, it is important for newcomers to assess their financial situation before relocating.

Despite the high cost of living, many residents view it as a worthwhile trade-off for the city's amenities and lifestyle. Budgeting and understanding local expenses can help make the transition smoother.

Healthcare Access

San Diego has a strong healthcare network that includes major hospitals such as Scripps Memorial, Sharp HealthCare facilities, and UC San Diego Health. Numerous urgent care centers, specialty clinics, and private practices are also located throughout the county.

Access to quality healthcare is generally considered good across most neighborhoods. This is especially important for families, retirees, and those with specific health needs.

Cultural and Community Life

San Diego is home to a range of cultural institutions, including theaters, museums, and music venues. The city hosts a variety of community events throughout the year, including farmers markets, art walks, and food festivals.

Diversity is a notable characteristic of the city, and it is reflected in the local cuisine, languages spoken, and cultural traditions. Whether you're interested in trying new food, attending live performances, or participating in civic organizations, there are many opportunities to get involved.

Climate and Environment

San Diego’s Mediterranean climate brings mild, wet winters and warm, dry summers. Average temperatures range from the mid-60s in winter to the high 70s in summer. Rainfall is limited, primarily occurring between December and March.

The city faces some environmental challenges, including drought conditions and wildfire risks in certain parts of the county. However, local governments have implemented strategies to manage water use and promote fire safety.

Is San Diego Right for You?

Living in San Diego, CA, offers access to a broad range of amenities, reliable services, and opportunities for work and leisure. Whether you're drawn to the coast, family-friendly suburbs, or a downtown lifestyle, the city has neighborhoods to match various needs and budgets.

As with any major city, it’s important to research thoroughly and work with professionals who understand the local market. For those ready to commit, San Diego can provide a stable and enjoyable place to live.

Work with a Local Expert

Navigating San Diego, CA real estate can be complex, especially for newcomers. Whether you’re buying your first home, relocating for work, or looking to invest in a new property, it’s essential to work with a knowledgeable agent who understands local market trends and neighborhood dynamics.

Contact Karen Van Ness today for expert advice and personalized assistance navigating the San Diego, CA real estate market.



Work With Karen

Elevate your real estate journey with Karen, a passionate industry veteran with 43 years of expertise. Whether you're looking for a home, considering an investment, or navigating the complexities of raw land development, Karen's expertise is your key to success.